Choosing travel insurance can be complicated and you really need to know exactly what you’re purchasing before you commit to a policy to make sure you have everything covered.
This can be for any kind of trip at all, ranging from a long weekend away involving adventurous activities or a leisurely beach holiday for a fortnight.
Wherever you visit, exciting experiences and new adventures await; however, along with new adventures, there can also be risks. Personal Accident & Accidental Death (PA & AD) insurance is something nobody wants to think about, but it can help your loved ones to be financially secure if an accident does happen whilst overseas.
There is no way to predict if an accident will occur, no matter what type of trip you are taking, and PA & AD insurance coverage is an important part of protecting your family if you were to become permanently disabled or die prematurely whilst traveling.
PA & AD coverage pays an indemnity (a lump sum payment) in the amount your policy specifies. That amount is paid directly to your beneficiaries or to your estate if there are no designated beneficiaries. These benefits are in addition to any other benefits or life insurance plans you might have.
To find out more contact the professional team at Nugent Santé who will be able to advise on what is best for your circumstances.